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Indonesian to English: Empat Hal Penting yang Harus Anda Tahu Tentang Platform Pinjaman Peer-to-Peer Sebelum Berinvestasi General field: Bus/Financial Detailed field: Investment / Securities
Source text - Indonesian Empat Hal Penting yang Harus Anda Tahu Tentang Platform Pinjaman Peer-to-Peer Sebelum Berinvestasi
Pinjaman Peer-to-Peer adalah salah satu sektor fintech (financial technology) yang paling populer di Indonesia. Inovasi fintech di bidang yang satu ini mampu mengubah lanskap jasa keuangan di Indonesia dan mendisrupsi sistem perbankan konvensional.
Platform-platform pinjaman P2P bukanlah barang baru di negara-negara maju seperti Amerika Serikat, Inggris dan Cina; mereka sudah mulai berkembang sejak kira-kira satu dekade lalu. Namun, di Indonesia, industri ini terbilang cukup baru. Sampai hari ini, hanya ada beberapa perusahaan pinjaman peer-to-peer yang sudah beroperasi (beberapa yang terbesar yaitu Mekar, Koinworks, Modalku, Amartha, Investree). Startup atau perusahaan-perusahaan rintisan ini mampu menarik minat investor, baik tua dan muda, pemula maupun yang berpengalaman, dengan membuat berinvestasi menjadi mudah dan terjangkau bagi hampir setiap orang.
P2P lending memang menawarkan imbal hasil yang menarik untuk investasi Anda, namun ada baiknya untuk mempelajari terlebih dahulu resiko dari produk investasi ini. Untuk membantu Anda mengambil keputusan yang tepat bagi portofolio investasi Anda, tanyakan empat hal penting ini mengenai platform pinjaman P2P sebelum menanamkan investasi Anda:
Translation - English Four Things You Should Know About a Peer-to-Peer Lending Platform Before You Invest
Peer-to-peer lending is one of the most popular fintech (financial technology) sectors in Indonesia. Fintech innovations in this particular field are changing the face of financial services and leading to disruption of the old, conventional banking system.
First-world countries such as the US, the UK and China are no strangers to P2P lending platforms; their development goes back a decade or so. In Indonesia, however, this industry is quite new. To date, there are only a handful of peer-to-peer lending companies in the country (Mekar, Koinworks, Modalku, Amartha, Investree, to name the largest few). These emerging startups are attracting investors, young and old, new and seasoned alike, by making investing easy and affordable for almost anyone.
While P2P lending can offer good returns for your investment, it is always wise to learn about the risks that come with this kind of investment product. One smart way to make an informed decision for your investment portfolio is by asking these four important things about the platform you are looking to invest through:
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