Glossary entry (derived from question below)
anglais term or phrase:
draft clearings
français translation:
Compensation de traites (effets de commerce)
Added to glossary by
Virginie JANVIER-LELONG
Sep 7, 2015 14:08
8 yrs ago
anglais term
draft clearings
anglais vers français
Affaires / Finance
Comptabilité
Bonjour,
Je ne trouve pas la traduction exacte de l'expression "draft clearings". Pouvez-vous m'aider ?
"Accounts payable and other liabilities including taxes payable, undistributed payroll deductions, draft clearings and unposted suspense items."
Voici ma proposition : "Comptes fournisseurs et autres passifs y compris les impôts à payer, les déductions non distribuées sur les salaires, les dettes en attente de règlement et autres éléments en attente d'affectation."
Merci par avance.
Je ne trouve pas la traduction exacte de l'expression "draft clearings". Pouvez-vous m'aider ?
"Accounts payable and other liabilities including taxes payable, undistributed payroll deductions, draft clearings and unposted suspense items."
Voici ma proposition : "Comptes fournisseurs et autres passifs y compris les impôts à payer, les déductions non distribuées sur les salaires, les dettes en attente de règlement et autres éléments en attente d'affectation."
Merci par avance.
Proposed translations
(français)
3 | Compensation d'effets (de commerce) | Patrice Da Lage |
4 -1 | les compensations de chèques certifiés | Francois Boye |
Proposed translations
20 heures
Selected
Compensation d'effets (de commerce)
Termium intervertit l'ordre des mots et parle de "clearing draft" soit "effet de compensation". Suivant le contexte, que je connais pas, il faut peut être comprendre: compensation ou compensations d'effet (en général: - de commerce), mais dans ce cas clearing au pluriel semble étrange. Il me semble que c'est "effet" qui devrait être au pluriel et pas "clearing" comme "compensation d'effets" . Bref à voir suivant le contexte. Mais les termes "effet" et "compensation" sont à retenir.
4 KudoZ points awarded for this answer.
Comment: "Merci Patrice !"
-1
3 heures
les compensations de chèques certifiés
draft = draft check = chèque certifié = chèque garanti (il y a une provision pour payer)
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Note added at 3 hrs (2015-09-07 17:23:41 GMT)
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https://fr.wikipedia.org/wiki/Compensation
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Note added at 5 hrs (2015-09-07 19:43:11 GMT)
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Definition of a bank draft:
http://www.investopedia.com/terms/b/bank_draft.asp
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Note added at 10 hrs (2015-09-08 00:47:01 GMT)
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A bank draft or banker's draft is a check that it guaranteed by the bank that issues it. In most cases, it lists the bank's main office or branch as the issuer, and the person or company that is receiving the money as the payee; the name of the person who requested the draft is often not included. Unlike a personal check, which could bounce if the account holder doesn't have enough money to cover it, there is virtually no chance that a legitimate bank draft will not be honored and paid in full. This term is more commonly used in the UK than it is in the US, where a cashier's check is a similar, more common method of guaranteed payment.
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Note added at 13 hrs (2015-09-08 03:24:02 GMT)
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the evidence that a certified check and a bank draft are the same:
Certified Check Are checks signed by the customer, certified by the bank that you have enough funds and that your signature is genuine. Usually, but not always - the bank will set aside the funds.
Bank Draft Similar to a certified check but the bank will set aside the funds until the bank draft is used. Generally used in transactions involving larger sums.
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Note added at 3 hrs (2015-09-07 17:23:41 GMT)
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https://fr.wikipedia.org/wiki/Compensation
--------------------------------------------------
Note added at 5 hrs (2015-09-07 19:43:11 GMT)
--------------------------------------------------
Definition of a bank draft:
http://www.investopedia.com/terms/b/bank_draft.asp
--------------------------------------------------
Note added at 10 hrs (2015-09-08 00:47:01 GMT)
--------------------------------------------------
A bank draft or banker's draft is a check that it guaranteed by the bank that issues it. In most cases, it lists the bank's main office or branch as the issuer, and the person or company that is receiving the money as the payee; the name of the person who requested the draft is often not included. Unlike a personal check, which could bounce if the account holder doesn't have enough money to cover it, there is virtually no chance that a legitimate bank draft will not be honored and paid in full. This term is more commonly used in the UK than it is in the US, where a cashier's check is a similar, more common method of guaranteed payment.
--------------------------------------------------
Note added at 13 hrs (2015-09-08 03:24:02 GMT)
--------------------------------------------------
the evidence that a certified check and a bank draft are the same:
Certified Check Are checks signed by the customer, certified by the bank that you have enough funds and that your signature is genuine. Usually, but not always - the bank will set aside the funds.
Bank Draft Similar to a certified check but the bank will set aside the funds until the bank draft is used. Generally used in transactions involving larger sums.
Peer comment(s):
disagree |
Germaine
: draft = lettre de change, traite; "chèques" est donc limitatif et "certifiés" n'est mentionné nulle part et qui plus est, inapproprié (la compensation est effectuée à l'émission).
1 heure
|
Voir ci-dessus la définition d'un 'bank draft'
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Discussion
Voir sur le site 'Investopedia' la signification de l'expression 'Bank Draft'
R&C et GDT
On aurait donc "créditeurs,... impôts exigibles, retenues à la source à distribuer, [tirages] [traites] à compenser..."
S'agit-il d'une banque ?