Glossary entry (derived from question below)
English term or phrase:
credit scoring
Japanese translation:
クレジットスコアリング
Feb 17, 2009 11:54
15 yrs ago
English term
credit scoring
GBK
English to Japanese
Bus/Financial
Finance (general)
Definition from
Investopedia:
A statistical analysis performed by lenders and financial institutions to access a person's credit worthiness. Lenders use credit scoring, among other things, to arrive at a decision on whether to extend credit.
Example sentences:
If you have an existing credit card, the issuer is likely to look at your credit score to decide whether to increase your credit line -- or charge you a higher interest rate, according to a credit scoring study by the Consumer Federation of America and the National Credit Reporting Association. (Bankrate, Inc.)
Credit scoring uses, where available, information from a bank's own records and may include data received from credit reference agencies. (British Bankers' Association)
Credit scoring has been used by some creditors, particularly credit card issuers, for many years as a tool in making credit decisions. Mortgage lenders, however, have only recently begun using credit scoring to decide whether to make a loan and at what price. (Federal Trade Commission)
Proposed translations
(Japanese)
5 +2 | クレジットスコアリング | william taylor |
Change log
Feb 17, 2009 11:37: changed "Kudoz queue" from "In queue" to "Public"
Feb 17, 2009 11:54: changed "Stage" from "Preparation" to "Submission"
Feb 20, 2009 12:54: changed "Stage" from "Submission" to "Selection"
Sep 16, 2009 11:54: changed "Stage" from "Selection" to "Completion"
Discussion
scoring を「得点」とするか「評価」とするかですが、わたしは「信用力評価」が良いと思うのですが、皆さんどう思われますか?
参考:http://loan.money.jp.msn.com/myscore/creditcard/