option check
polski translation: opłata za prawo do odstąpienia od umowy kupna nieruchomości [option fee/money] w formie czeku // czek na opłatę [...]
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| 18:00 Jan 29, 2017 |
| Tłumaczenia angielski – polski [PRO] Law/Patents - Nieruchomości / zakup nieruchomości w US | |||||||
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|  Autor wybranej odpowiedzi: mike23 Polska Local time: 13:05 | ||||||
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| 3 | opłata za prawo do odstąpienia od umowy kupna nieruchomości [option fee/money] w formie czeku |
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| What Is an Option Fee? |
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| Głosy w dyskusji: 5 | |
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Odpowiedzi
1 dzień 1 godz. stopień pewności: 
opłata za prawo do odstąpienia od umowy kupna nieruchomości [option fee/money] w formie czeku Objaśnienie: opłata za prawo do odstąpienia od umowy kupna nieruchomości [option fee/money] w formie czeku 2) czek na opłatę za prawo do odstąpienia od umowy kupna nieruchomości [option fee/money] See also here http://www.proz.com/kudoz/english_to_polish/other/6267367-op... |
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Reference comments
21 min opinia (wypadkowa): +2 |
| Reference: What Is an Option Fee? Reference information: What Is an Option Fee? Although it's not a hard-and-fast requirement, the option fee is included in most real estate transfer contracts. It's calculated as a tiny percentage of the total cost of the parcel in question and rarely exceeds $500. Indeed, option fees for modestly priced homes can amount to $100 or less. The purpose of the option fee is to provide a harried buyer with enough time to arrange safety and code inspections of the property that he or she intends to buy. It typically gives the buyer the right to cancel the pending transaction within a 10-day window. Since option fees are generally paid "over the table" and immediately deposited by sellers, they're rarely refunded. Exceptions to this rule must be codified in the transfer contract before the payment of the option fee. What Is Earnest Money? Earnest money payments are larger deposits that are generally held in escrow until closing. A given earnest money deposit's value will fluctuate in accordance with the vicissitudes of the housing market and the purchase price of the parcel. Generally speaking, it will exceed the value of the parcel's option fee by at least a factor of 10. In frothy housing markets, earnest money deposits of 3 percent of the home's list price aren't out of the question. While many earnest money payments are refunded after closing, others are not. These issues must be worked out during the drawing-up of the transfer contract. Key Differences Aside from the obvious difference in size, these two types of pre-closing payments differ in a few other respects. First, option fees are almost always deposited in an account that's controlled by the seller. By contrast, earnest money is usually held in escrow by a real estate agent or bank. While option fees aren't typically refunded, it may be possible for buyers to secure a refund pledge in particularly slow real estate markets. Earnest money payments are refunded far more regularly. Finally, option fees only confer unrestricted cancellation rights during the agreed-upon period of applicability. Under limited circumstances, earnest money payments may confer cancellation rights after the applicability period. Such circumstances might include: The discovery of lead paint in a pre-1978 home after a third-party inspection or legal disclosure The buyer's inability to procure full financing during a pre-closing financing period that typically lasts for 30 days The introduction of HOA documents that reveal unexpected obligations or restrictions for the buyer http://info.courthousedirect.com/blog/bid/343286/Option-Fees... |
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