... payed every year.

Good luck.

Davorka

RATY RÓWNE/ANNUITETOWE = ANNUITY INSTALMENTS

"The loan repayment shall take place in equal annuity instalments, for the period not longer than the saving period. The instalment repayment suspension and the ... "
www.pekao.com.pl/pekao_en/html/kasa_miesz_faq.html - 29k

"... Referred to as the Credit Foncier or Table Mortgage ... is repaid in equal annual instalments
of interest and principal ... is charged on a loan. ... "
www.roseworthy.adelaide.edu.au/~icooper/glossary/a.htm - 35k

"are payable in equal
instalments over the lease term ... in equal (ie annuity) instalments which makes ...
www.liising.ee/hl/en/hl.e8162005960d30c9e4571d03411f3120.ht... - 15k "

"... made up of equal amounts of the capital and decreasing interest rates,; annuity instalments:
the credit is repaid in equal capital-interest rate instalments; an ... "
www.wielkopolanka.ig.pl/ang/kredyt.html - 16k

I appreciate all the above contributions, especially the Web references, but I feel uncomfortable about any "annuity"-based answers as I have now spoken with (a) 2 English lawyers, (b) experienced financial translators and they all resent that word in the context of the repayment of a loan (in Denmark, they have annuity loans but those are mortgage loans). So, even though the literal definition of "annuity" would confirm its use in the context I was inquiring about, there seems to be differences in that usage between various countries (with Polish banks, for instance, being keen on that term). Therefore, to be on the safe side, I have decided to use a term which has been suggested on another list, i.e. "fixed (monthly) payments."

Wydaje mi się, że nieporozumienie wynika w dużej mierze z użycia niewłaściwego terminu "pol-gielskiego". Pojęcie "annual" wywodzące się z łaciny oznacza "roczne", a więc przypuszczalnie chodzi tu o "spłaty kredytu w skali rocznej", zakładając że osoby ściągające ten termin z angielskiego, rozumiały jego znaczenie.